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The Affordable Healthcare Act was passed by the Congress to offer affordable healthcare for all Americans. The Affordable Healthcare Act text puts individuals, families and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief – the largest middle class tax cut for health care in history.

The Affordable Healthcare Act text reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense. For Americans with insurance, coverage can keep it if they wish. Nothing in this act or anywhere in the bill forces anyone to change the insurance they have, period. As per the Affordable Healthcare for America act, the Americans without insurance coverage will be able to choose the insurance coverage that works best for them in an competitive insurance market. The health insurance exchange will pool buying power and give Americans new affordable choices of private insurance plans that have to compete for their business based on cost and quality. Small business owners will not only be able to choose insurance coverage through this exchange, but will receive a new tax credit to help offset the cost of covering their employees.

The affordable Healthcare for America act keeps insurance companies honest by setting clear rules that rein in the worst insurance industry abuses. And it bans insurance companies from denying insurance coverage because of a person’s pre-existing medical conditions while giving consumers new power to appeal insurance company decisions that deny doctor-ordered treatments covered by insurance. The Affordable Healthcare Act was a historic milestone in our fight for a more equitable and cost-effective health care system. The law already is helping families, and more help is on the way. The Affordable Healthcare Act timeline explains the changes brought under the law over a period of time.

The Patient Protection and Affordable Healthcare Act has significantly changed the health care system in the U.S. making insurance available to 95% of the legal population. The Patient Protection and Affordable Healthcare Act, also known as Obamacare, is being phased in over a period of four years. By 2014, every citizen will be required to have health insurance, or be taxed. However, they can choose how to get the coverage. If they already have a plan, whether through their employers, Medicaid, Medicare, or privately, they can keep it. Those who can't currently get health insurance will have additional options -- they can purchase it from a health insurance exchange or they may be eligible under expanded Medicare guidelines. The health insurance exchange is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.




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